Mortgage Arrears

If you fall behind with your monthly mortgage payments you will be in arrears. We can stop any potential repossession for as little as £199.

Every mortgage provider has its own definition and requirements for mortgage arrears, so you will need to check the small print of your documentation.

Your mortgage (or other loan secured on your property) is the hardest to deal with because if you fall behind with your repayments, your lender has the right to take your property and sell it to clear the outstanding debt.

Mortgage arrears process

Once you have defaulted on your mortgage and are in arrears, your lender will write to you asking you to repay your arrears or agree a repayment programme over a fixed period of time.

If you can’t come to an agreement or ignore their letter, they will contact you again with a Notice of Intended Prosecution and can then apply to your local county court.

It is at this stage the repossession process begins.

Mortgage arrears help

If you find yourself in an arrears situation, it is essential you get mortgage arrears advice to work out the best way forward for you and your mortgage company.

Not only that, but it’s essential you remain in contact with your lender, and that means not ignoring their letters.

Talking to them and making them aware of your situation could result in finding help to meet your mortgage payments (possibly through re-structuring). However, one thing is certain, if you don’t respond it will lead to them taking steps towards the repossession of your property.

Our promise to you

Coming up with a mortgage rescue plan, will help you clear your debts.

SellorYell can arrange to buy your home from you quickly, helping you repay your arrears and outstanding mortgage.

Apply Online

Take action today and call our experts on Freephone 0800 434 6605 for Mortgage Arrears Help

  • Professional mortgage arrears help from Sell or Yell

    If you are finding yourself in desperate need of help with mortgage payments and are worried about repossessions, then Sell or Yell may be able to offer a solution. We offer the facility for people to sell their house quickly to release the equity, thus helping towards any potential financial difficulty. We understand that many people in the current economic climate may be looking for mortgage arrears advice, and here at Sell or Yell we provide a real resolution to your problems. For those searching for a mortgage rescue, we can help you sell your house quickly and pay off your mortgage arrears without having to go through an estate agent.

  • Why come to Sell or Yell for mortgage arrears help?

    When you look to someone for mortgage arrears advice, you need someone who has a sympathetic ear and has experience in the industry. Fortunately, Sell or Yell has both. We have over 10 years’ experience in this sector and therefore have the know-how to offer our customers a comprehensive mortgage rescue alternative. We work closely with all of our customers to offer them a bespoke service that will offer help with mortgage payments or a host of other financial issues. We can help you sell your house quickly, so you can potentially have the cash you need within days.

  • More than just help with mortgage payments

    At Sell or Yell we offer complete mortgage arrears help that goes well beyond enabling you to sell your house quickly. We work closely with all our customers to ensure a truly bespoke service, so you know if you come to Sell or Yell for mortgage arrears advice, you’ll get a premier service unlike any other. Unlike some of our competitors, we go the extra mile to ensure you are in the best possible financial position. You may be looking for a mortgage rescue option, but have you thought about what happens afterwards? We provide a Sell with Rent Option, in which we help our customers find accommodation once they have sold their home; a service offered exclusively by Sell or Yell.

  • Don’t suffer in silence – come to Sell or Yell for mortgage arrears help

    Our aim is to provide people with a genuine solution to their mortgage arrears issues. We are aware that more and more people are looking for mortgage rescue schemes, and we believe we have a solution that offers a level of service unrivalled in the industry. Our professional and dedicated advisors will offer advice and support for all those who come to us for help with mortgage payments, and work with them towards selling their house quickly. So, if you need mortgage arrears advice from a real market leader, look no further than Sell or Yell.